Find Loans in Your State
Compare personal loans, mortgages, auto loans, student loans, and business financing across all 50 states and Washington DC. Each page includes state-specific APR caps, regulator information, and lender comparisons.
All States — Alphabetical
AlabamaALAlaskaAKArizonaAZArkansasARCaliforniaCAColoradoCOConnecticutCTDelawareDEDistrict of ColumbiaDCFloridaFLGeorgiaGAHawaiiHIIdahoIDIllinoisILIndianaINIowaIAKansasKSKentuckyKYLouisianaLAMaineMEMarylandMDMassachusettsMAMichiganMIMinnesotaMNMississippiMSMissouriMOMontanaMTNebraskaNENevadaNVNew HampshireNHNew JerseyNJNew MexicoNMNew YorkNYNorth CarolinaNCNorth DakotaNDOhioOHOklahomaOKOregonORPennsylvaniaPARhode IslandRISouth CarolinaSCSouth DakotaSDTennesseeTNTexasTXUtahUTVermontVTVirginiaVAWashingtonWAWest VirginiaWVWisconsinWIWyomingWY
Why State Matters for Loans
Consumer lending laws vary significantly by state. Some states cap APRs at 24–36%, effectively banning payday loans, while others impose no ceiling at all. State regulators license lenders, investigate complaints, and enforce disclosure requirements. Knowing your state laws helps you identify predatory offers and choose lenders operating within your rights.