New Jersey Loan Comparison

Find and compare loans available to residents of New Jersey. Select a loan category below to see lender options, rates, and state-specific consumer protections.

New Jersey Lending Overview

Personal Loan APR cap

30%

Median Home Price

$540,000

Median Household Income

$96,000

Avg Student Debt

$37,287

State Regulator

New Jersey Department of Banking and Insurance

Notable law: New Jersey bans payday lending outright under the Consumer Finance Licensing Act and caps consumer loan interest at 30% APR, enforced by the Division of Consumer Affairs.

Loan Categories in New Jersey

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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New Jersey Lending Regulator

Consumer lenders in New Jersey are overseen by the New Jersey Department of Banking and Insurance. File complaints or verify lender licenses directly with this agency.

New Jersey bans payday lending outright under the Consumer Finance Licensing Act and caps consumer loan interest at 30% APR, enforced by the Division of Consumer Affairs.