Massachusetts Loan Comparison

Find and compare loans available to residents of Massachusetts. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Massachusetts Lending Overview

Personal Loan APR cap

23%

Median Home Price

$612,000

Median Household Income

$113,900

Avg Student Debt

$35,400

State Regulator

Massachusetts Division of Banks

Notable law: Massachusetts caps personal loan interest at 23% APR under the Small Loan Act and prohibits payday lending entirely, among the most protective frameworks for borrowers in the US.

Loan Categories in Massachusetts

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Massachusetts Lending Regulator

Consumer lenders in Massachusetts are overseen by the Massachusetts Division of Banks. File complaints or verify lender licenses directly with this agency.

Massachusetts caps personal loan interest at 23% APR under the Small Loan Act and prohibits payday lending entirely, among the most protective frameworks for borrowers in the US.