Minnesota Loan Comparison

Find and compare loans available to residents of Minnesota. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Minnesota Lending Overview

Personal Loan APR cap

33%

Median Home Price

$340,000

Median Household Income

$84,000

Avg Student Debt

$34,163

State Regulator

Minnesota Department of Commerce

Notable law: Minnesota's Consumer Small Loan Act caps interest at 33% APR for loans up to $350, while a separate statute governs payday lending with a tiered fee schedule.

Loan Categories in Minnesota

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Minnesota Lending Regulator

Consumer lenders in Minnesota are overseen by the Minnesota Department of Commerce. File complaints or verify lender licenses directly with this agency.

Minnesota's Consumer Small Loan Act caps interest at 33% APR for loans up to $350, while a separate statute governs payday lending with a tiered fee schedule.