Pennsylvania Loan Comparison

Find and compare loans available to residents of Pennsylvania. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Pennsylvania Lending Overview

Personal Loan APR cap

24%

Median Home Price

$295,000

Median Household Income

$75,000

Avg Student Debt

$36,120

State Regulator

Pennsylvania Department of Banking and Securities

Notable law: Pennsylvania's Consumer Discount Company Act limits licensed consumer lenders to 24% APR, and the Supreme Court of Pennsylvania has ruled that unlicensed internet payday lending violates state usury law.

Loan Categories in Pennsylvania

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Pennsylvania Lending Regulator

Consumer lenders in Pennsylvania are overseen by the Pennsylvania Department of Banking and Securities. File complaints or verify lender licenses directly with this agency.

Pennsylvania's Consumer Discount Company Act limits licensed consumer lenders to 24% APR, and the Supreme Court of Pennsylvania has ruled that unlicensed internet payday lending violates state usury law.