Tennessee Loan Comparison

Find and compare loans available to residents of Tennessee. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Tennessee Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$337,000

Median Household Income

$66,000

Avg Student Debt

$37,054

State Regulator

Tennessee Department of Financial Institutions

Notable law: Tennessee's Deferred Presentment Services Act allows payday loan fees of up to $17.65 per $100 and limits borrowers to two outstanding loans, but sets no APR cap on installment loans.

Loan Categories in Tennessee

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Tennessee Lending Regulator

Consumer lenders in Tennessee are overseen by the Tennessee Department of Financial Institutions. File complaints or verify lender licenses directly with this agency.

Tennessee's Deferred Presentment Services Act allows payday loan fees of up to $17.65 per $100 and limits borrowers to two outstanding loans, but sets no APR cap on installment loans.