Best Mortgage in Tennessee

Home purchase loans, refinancing, and home equity products from top mortgage lenders. In Tennessee, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Tennessee Department of Financial Institutions.

Tennessee Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$337,000

Median Household Income

$66,000

Avg Student Debt

$37,054

State Regulator

Tennessee Department of Financial Institutions

Notable law: Tennessee's Deferred Presentment Services Act allows payday loan fees of up to $17.65 per $100 and limits borrowers to two outstanding loans, but sets no APR cap on installment loans.

8 Mortgage Lenders serving Tennessee

Best Egg

Mortgage

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Tennessee

Apply at Best Egg

Better Mortgage

Mortgage

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Tennessee

Apply at Better Mortgage

Bluevine

Mortgage

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Tennessee

Apply at Bluevine

Capital One Auto

Mortgage

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Tennessee

Apply at Capital One Auto

Earnest

Mortgage

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Tennessee

Apply at Earnest

LightStream

Mortgage

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Tennessee

Apply at LightStream

LightStream Auto

Mortgage

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Tennessee

Apply at LightStream Auto

OnDeck

Mortgage

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Tennessee

Apply at OnDeck

Tennessee Lending Laws

Tennessee's Deferred Presentment Services Act allows payday loan fees of up to $17.65 per $100 and limits borrowers to two outstanding loans, but sets no APR cap on installment loans.

The primary regulator for consumer lending in Tennessee is the Tennessee Department of Financial Institutions. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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