North Dakota Loan Comparison

Find and compare loans available to residents of North Dakota. Select a loan category below to see lender options, rates, and state-specific consumer protections.

North Dakota Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$250,000

Median Household Income

$74,000

Avg Student Debt

$29,115

State Regulator

North Dakota Department of Financial Institutions

Notable law: North Dakota permits payday loans with fees up to $20 per $100 borrowed and caps the number of outstanding loans at one per lender, but sets no ceiling on installment loan APRs.

Loan Categories in North Dakota

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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North Dakota Lending Regulator

Consumer lenders in North Dakota are overseen by the North Dakota Department of Financial Institutions. File complaints or verify lender licenses directly with this agency.

North Dakota permits payday loans with fees up to $20 per $100 borrowed and caps the number of outstanding loans at one per lender, but sets no ceiling on installment loan APRs.