Iowa Loan Comparison

Find and compare loans available to residents of Iowa. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Iowa Lending Overview

Personal Loan APR cap

36%

Median Home Price

$213,000

Median Household Income

$68,000

Avg Student Debt

$33,013

State Regulator

Iowa Division of Banking

Notable law: Iowa's Consumer Credit Code limits personal loan rates to 36% APR, while the state also allows a licensed payday product under a separate regulatory framework at higher rates.

Loan Categories in Iowa

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Iowa Lending Regulator

Consumer lenders in Iowa are overseen by the Iowa Division of Banking. File complaints or verify lender licenses directly with this agency.

Iowa's Consumer Credit Code limits personal loan rates to 36% APR, while the state also allows a licensed payday product under a separate regulatory framework at higher rates.