Virginia Loan Comparison

Find and compare loans available to residents of Virginia. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Virginia Lending Overview

Personal Loan APR cap

36%

Median Home Price

$430,000

Median Household Income

$90,000

Avg Student Debt

$40,287

State Regulator

Virginia Bureau of Financial Institutions

Notable law: Virginia's Consumer Protection Act (2020) overhauled consumer lending by imposing a 36% APR cap plus a fee limit, ending a payday loan model that had previously allowed APRs exceeding 600%.

Loan Categories in Virginia

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Virginia Lending Regulator

Consumer lenders in Virginia are overseen by the Virginia Bureau of Financial Institutions. File complaints or verify lender licenses directly with this agency.

Virginia's Consumer Protection Act (2020) overhauled consumer lending by imposing a 36% APR cap plus a fee limit, ending a payday loan model that had previously allowed APRs exceeding 600%.