Illinois Loan Comparison

Find and compare loans available to residents of Illinois. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Illinois Lending Overview

Personal Loan APR cap

36%

Median Home Price

$295,000

Median Household Income

$78,000

Avg Student Debt

$39,042

State Regulator

Illinois Department of Financial and Professional Regulation

Notable law: Illinois's Predatory Loan Prevention Act (2021) extended a 36% APR cap to all consumer loans statewide, eliminating a payday lending industry that had charged APRs exceeding 400%.

Loan Categories in Illinois

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Illinois Lending Regulator

Consumer lenders in Illinois are overseen by the Illinois Department of Financial and Professional Regulation. File complaints or verify lender licenses directly with this agency.

Illinois's Predatory Loan Prevention Act (2021) extended a 36% APR cap to all consumer loans statewide, eliminating a payday lending industry that had charged APRs exceeding 400%.