Utah Loan Comparison

Find and compare loans available to residents of Utah. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Utah Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$510,000

Median Household Income

$87,000

Avg Student Debt

$33,872

State Regulator

Utah Department of Financial Institutions

Notable law: Utah requires payday lenders to disclose the annualized interest rate in advertising and on loan agreements but sets no legal ceiling on consumer loan APRs from licensed lenders.

Loan Categories in Utah

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

Compare lenders

Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

Compare lenders

Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

Compare lenders

Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

Compare lenders

Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

Compare lenders

Utah Lending Regulator

Consumer lenders in Utah are overseen by the Utah Department of Financial Institutions. File complaints or verify lender licenses directly with this agency.

Utah requires payday lenders to disclose the annualized interest rate in advertising and on loan agreements but sets no legal ceiling on consumer loan APRs from licensed lenders.