California Loan Comparison

Find and compare loans available to residents of California. Select a loan category below to see lender options, rates, and state-specific consumer protections.

California Lending Overview

Personal Loan APR cap

36%

Median Home Price

$802,300

Median Household Income

$91,000

Avg Student Debt

$38,300

State Regulator

California Department of Financial Protection and Innovation (DFPI)

Notable law: California's Consumer Financial Protection Law (2020) expanded the DFPI's oversight to include fintech lenders and imposed a 36% APR cap on personal loans between $2,500 and $10,000.

Loan Categories in California

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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California Lending Regulator

Consumer lenders in California are overseen by the California Department of Financial Protection and Innovation (DFPI). File complaints or verify lender licenses directly with this agency.

California's Consumer Financial Protection Law (2020) expanded the DFPI's oversight to include fintech lenders and imposed a 36% APR cap on personal loans between $2,500 and $10,000.