Colorado Loan Comparison

Find and compare loans available to residents of Colorado. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Colorado Lending Overview

Personal Loan APR cap

36%

Median Home Price

$536,000

Median Household Income

$97,000

Avg Student Debt

$37,393

State Regulator

Colorado Division of Banking

Notable law: Colorado SB 201 (2023) lowered the consumer credit rate cap to 36% APR for all consumer loans and closed loopholes that had allowed higher-cost installment lending.

Loan Categories in Colorado

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Colorado Lending Regulator

Consumer lenders in Colorado are overseen by the Colorado Division of Banking. File complaints or verify lender licenses directly with this agency.

Colorado SB 201 (2023) lowered the consumer credit rate cap to 36% APR for all consumer loans and closed loopholes that had allowed higher-cost installment lending.