Florida Loan Comparison

Find and compare loans available to residents of Florida. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Florida Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$415,000

Median Household Income

$67,000

Avg Student Debt

$39,574

State Regulator

Florida Office of Financial Regulation

Notable law: Florida's Deferred Presentment Act limits payday loan fees to 10% of the loan plus a $5 verification fee, and requires a 24-hour cooling-off period between consecutive loans.

Loan Categories in Florida

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Florida Lending Regulator

Consumer lenders in Florida are overseen by the Florida Office of Financial Regulation. File complaints or verify lender licenses directly with this agency.

Florida's Deferred Presentment Act limits payday loan fees to 10% of the loan plus a $5 verification fee, and requires a 24-hour cooling-off period between consecutive loans.