District of Columbia Loan Comparison

Find and compare loans available to residents of District of Columbia. Select a loan category below to see lender options, rates, and state-specific consumer protections.

District of Columbia Lending Overview

Personal Loan APR cap

24%

Median Home Price

$630,000

Median Household Income

$101,000

Avg Student Debt

$54,561

State Regulator

DC Department of Insurance, Securities and Banking (DISB)

Notable law: The District of Columbia's 24% usury ceiling effectively bans payday lending, and the DC Department of Insurance, Securities and Banking enforces compliance among all licensed consumer lenders.

Loan Categories in District of Columbia

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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District of Columbia Lending Regulator

Consumer lenders in District of Columbia are overseen by the DC Department of Insurance, Securities and Banking (DISB). File complaints or verify lender licenses directly with this agency.

The District of Columbia's 24% usury ceiling effectively bans payday lending, and the DC Department of Insurance, Securities and Banking enforces compliance among all licensed consumer lenders.