South Carolina Loan Comparison

Find and compare loans available to residents of South Carolina. Select a loan category below to see lender options, rates, and state-specific consumer protections.

South Carolina Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$310,000

Median Household Income

$62,000

Avg Student Debt

$38,715

State Regulator

South Carolina Board of Financial Institutions

Notable law: South Carolina's Deferred Presentment Services Act limits borrowers to one outstanding payday loan at a time through a statewide database and caps fees at $15 per $100.

Loan Categories in South Carolina

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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South Carolina Lending Regulator

Consumer lenders in South Carolina are overseen by the South Carolina Board of Financial Institutions. File complaints or verify lender licenses directly with this agency.

South Carolina's Deferred Presentment Services Act limits borrowers to one outstanding payday loan at a time through a statewide database and caps fees at $15 per $100.