West Virginia Loan Comparison

Find and compare loans available to residents of West Virginia. Select a loan category below to see lender options, rates, and state-specific consumer protections.

West Virginia Lending Overview

Personal Loan APR cap

31%

Median Home Price

$155,000

Median Household Income

$54,000

Avg Student Debt

$32,343

State Regulator

West Virginia Division of Financial Institutions

Notable law: West Virginia has never authorized payday lending and maintains a 31% APR cap on consumer loans, making it one of the few states that banned the practice before it became widespread.

Loan Categories in West Virginia

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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West Virginia Lending Regulator

Consumer lenders in West Virginia are overseen by the West Virginia Division of Financial Institutions. File complaints or verify lender licenses directly with this agency.

West Virginia has never authorized payday lending and maintains a 31% APR cap on consumer loans, making it one of the few states that banned the practice before it became widespread.