Nevada Loan Comparison

Find and compare loans available to residents of Nevada. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Nevada Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$420,000

Median Household Income

$71,000

Avg Student Debt

$34,756

State Regulator

Nevada Financial Institutions Division

Notable law: Nevada has no state usury ceiling on consumer loans, but NRS Chapter 604A requires payday lenders to offer an extended payment plan of at least 90 days at no extra charge upon request.

Loan Categories in Nevada

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Nevada Lending Regulator

Consumer lenders in Nevada are overseen by the Nevada Financial Institutions Division. File complaints or verify lender licenses directly with this agency.

Nevada has no state usury ceiling on consumer loans, but NRS Chapter 604A requires payday lenders to offer an extended payment plan of at least 90 days at no extra charge upon request.