Best Auto Loans in Nevada

New and used auto purchase loans plus auto refinancing options from national and regional lenders. In Nevada, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Nevada Financial Institutions Division.

Nevada Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$420,000

Median Household Income

$71,000

Avg Student Debt

$34,756

State Regulator

Nevada Financial Institutions Division

Notable law: Nevada has no state usury ceiling on consumer loans, but NRS Chapter 604A requires payday lenders to offer an extended payment plan of at least 90 days at no extra charge upon request.

8 Auto Loans Lenders serving Nevada

Best Egg

Auto Loans

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Nevada

Apply at Best Egg

Better Mortgage

Auto Loans

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Nevada

Apply at Better Mortgage

Capital One Auto

Auto Loans

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Nevada

Apply at Capital One Auto

Earnest

Auto Loans

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Nevada

Apply at Earnest

LightStream

Auto Loans

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Nevada

Apply at LightStream

LightStream Auto

Auto Loans

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Nevada

Apply at LightStream Auto

Rocket Mortgage

Auto Loans

4.2

APR Range: 6.30% – 7.80%
Loan Amount: $50,000 – $5,000,000
Min Credit Score: 620

Available to residents of Nevada

Apply at Rocket Mortgage

SoFi

Auto Loans

4.4

APR Range: 8.99% – 25.81%
Loan Amount: $5,000 – $100,000
Min Credit Score: 680

Available to residents of Nevada

Nevada Lending Laws

Nevada has no state usury ceiling on consumer loans, but NRS Chapter 604A requires payday lenders to offer an extended payment plan of at least 90 days at no extra charge upon request.

The primary regulator for consumer lending in Nevada is the Nevada Financial Institutions Division. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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