Best Personal Loans in Nevada

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses. In Nevada, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Nevada Financial Institutions Division.

Nevada Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$420,000

Median Household Income

$71,000

Avg Student Debt

$34,756

State Regulator

Nevada Financial Institutions Division

Notable law: Nevada has no state usury ceiling on consumer loans, but NRS Chapter 604A requires payday lenders to offer an extended payment plan of at least 90 days at no extra charge upon request.

8 Personal Loans Lenders serving Nevada

Best Egg

Personal Loans

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Nevada

Apply at Best Egg

Better Mortgage

Personal Loans

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Nevada

Apply at Better Mortgage

Bluevine

Personal Loans

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Nevada

Apply at Bluevine

Capital One Auto

Personal Loans

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Nevada

Apply at Capital One Auto

Earnest

Personal Loans

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Nevada

Apply at Earnest

LightStream

Personal Loans

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Nevada

Apply at LightStream

LightStream Auto

Personal Loans

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Nevada

Apply at LightStream Auto

OnDeck

Personal Loans

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Nevada

Apply at OnDeck

Nevada Lending Laws

Nevada has no state usury ceiling on consumer loans, but NRS Chapter 604A requires payday lenders to offer an extended payment plan of at least 90 days at no extra charge upon request.

The primary regulator for consumer lending in Nevada is the Nevada Financial Institutions Division. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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