Ohio Loan Comparison

Find and compare loans available to residents of Ohio. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Ohio Lending Overview

Personal Loan APR cap

28%

Median Home Price

$240,000

Median Household Income

$65,000

Avg Student Debt

$35,072

State Regulator

Ohio Division of Financial Institutions

Notable law: Ohio HB 123 (2018) imposed a 28% interest cap plus strict fee limits on payday loans, reducing their effective cost from triple-digit APRs and forcing lenders to offer longer-term products.

Loan Categories in Ohio

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Ohio Lending Regulator

Consumer lenders in Ohio are overseen by the Ohio Division of Financial Institutions. File complaints or verify lender licenses directly with this agency.

Ohio HB 123 (2018) imposed a 28% interest cap plus strict fee limits on payday loans, reducing their effective cost from triple-digit APRs and forcing lenders to offer longer-term products.