Rhode Island Loan Comparison

Find and compare loans available to residents of Rhode Island. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Rhode Island Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$437,000

Median Household Income

$77,000

Avg Student Debt

$33,400

State Regulator

Rhode Island Department of Business Regulation

Notable law: Rhode Island limits payday loans to $500 with a maximum fee of 10% and a minimum term of 13 days, but imposes no APR cap on consumer installment loans from licensed lenders.

Loan Categories in Rhode Island

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Rhode Island Lending Regulator

Consumer lenders in Rhode Island are overseen by the Rhode Island Department of Business Regulation. File complaints or verify lender licenses directly with this agency.

Rhode Island limits payday loans to $500 with a maximum fee of 10% and a minimum term of 13 days, but imposes no APR cap on consumer installment loans from licensed lenders.