Arkansas Loan Comparison

Find and compare loans available to residents of Arkansas. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Arkansas Lending Overview

Personal Loan APR cap

17%

Median Home Price

$199,000

Median Household Income

$56,000

Avg Student Debt

$34,024

State Regulator

Arkansas State Bank Department

Notable law: Arkansas's constitutional Amendment 89 (2010) caps consumer loan interest at 5 percentage points above the Federal Reserve discount rate, one of the strictest usury limits in the US.

Loan Categories in Arkansas

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Arkansas Lending Regulator

Consumer lenders in Arkansas are overseen by the Arkansas State Bank Department. File complaints or verify lender licenses directly with this agency.

Arkansas's constitutional Amendment 89 (2010) caps consumer loan interest at 5 percentage points above the Federal Reserve discount rate, one of the strictest usury limits in the US.