Oregon Loan Comparison

Find and compare loans available to residents of Oregon. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Oregon Lending Overview

Personal Loan APR cap

36%

Median Home Price

$487,000

Median Household Income

$77,000

Avg Student Debt

$38,036

State Regulator

Oregon Division of Financial Regulation

Notable law: Oregon capped consumer loan APRs at 36% in 2007, one of the earliest state-level rate cap laws, and further tightened payday loan fee limits to $10 per $100 borrowed.

Loan Categories in Oregon

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Oregon Lending Regulator

Consumer lenders in Oregon are overseen by the Oregon Division of Financial Regulation. File complaints or verify lender licenses directly with this agency.

Oregon capped consumer loan APRs at 36% in 2007, one of the earliest state-level rate cap laws, and further tightened payday loan fee limits to $10 per $100 borrowed.