Best Business Loans in Oregon
Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses. In Oregon, personal loans are capped at 36% APR for licensed consumer lenders, overseen by the Oregon Division of Financial Regulation.
No lenders currently available in Oregon. Check back soon.
Oregon Lending Laws
Oregon capped consumer loan APRs at 36% in 2007, one of the earliest state-level rate cap laws, and further tightened payday loan fee limits to $10 per $100 borrowed.
The primary regulator for consumer lending in Oregon is the Oregon Division of Financial Regulation. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).