Alabama Loan Comparison

Find and compare loans available to residents of Alabama. Select a loan category below to see lender options, rates, and state-specific consumer protections.

Alabama Lending Overview

Personal Loan APR cap

24%

Median Home Price

$221,000

Median Household Income

$58,000

Avg Student Debt

$37,819

State Regulator

Alabama State Banking Department

Notable law: Alabama's Consumer Finance Act caps small consumer installment loans at 24% APR for licensed lenders, while payday loans are governed separately under the Deferred Presentment Services Act.

Loan Categories in Alabama

Personal Loans

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses.

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Mortgage

Home purchase loans, refinancing, and home equity products from top mortgage lenders.

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Auto Loans

New and used auto purchase loans plus auto refinancing options from national and regional lenders.

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Student Loans

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs.

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Business Loans

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses.

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Alabama Lending Regulator

Consumer lenders in Alabama are overseen by the Alabama State Banking Department. File complaints or verify lender licenses directly with this agency.

Alabama's Consumer Finance Act caps small consumer installment loans at 24% APR for licensed lenders, while payday loans are governed separately under the Deferred Presentment Services Act.