Best Mortgage in Vermont

Home purchase loans, refinancing, and home equity products from top mortgage lenders. In Vermont, personal loans are capped at 24% APR for licensed consumer lenders, overseen by the Vermont Department of Financial Regulation.

Vermont Lending Overview

Personal Loan APR cap

24%

Median Home Price

$392,000

Median Household Income

$78,000

Avg Student Debt

$37,760

State Regulator

Vermont Department of Financial Regulation

Notable law: Vermont's Consumer Protection Act caps interest on consumer loans at 24% APR and prohibits payday lending, with the Department of Financial Regulation empowered to pursue civil and criminal penalties against violators.

8 Mortgage Lenders serving Vermont

Best Egg

Mortgage

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Vermont

Apply at Best Egg

Better Mortgage

Mortgage

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Vermont

Apply at Better Mortgage

Bluevine

Mortgage

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Vermont

Apply at Bluevine

Capital One Auto

Mortgage

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Vermont

Apply at Capital One Auto

Earnest

Mortgage

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Vermont

Apply at Earnest

LightStream

Mortgage

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Vermont

Apply at LightStream

LightStream Auto

Mortgage

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Vermont

Apply at LightStream Auto

OnDeck

Mortgage

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Vermont

Apply at OnDeck

Vermont Lending Laws

Vermont's Consumer Protection Act caps interest on consumer loans at 24% APR and prohibits payday lending, with the Department of Financial Regulation empowered to pursue civil and criminal penalties against violators.

The primary regulator for consumer lending in Vermont is the Vermont Department of Financial Regulation. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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