Best Mortgage in New Hampshire

Home purchase loans, refinancing, and home equity products from top mortgage lenders. In New Hampshire, personal loans are capped at 36% APR for licensed consumer lenders, overseen by the New Hampshire Banking Department.

New Hampshire Lending Overview

Personal Loan APR cap

36%

Median Home Price

$472,000

Median Household Income

$92,000

Avg Student Debt

$34,860

State Regulator

New Hampshire Banking Department

Notable law: New Hampshire enacted a 36% APR cap on payday and consumer loans in 2009 (HB 1612), which immediately drove out payday lenders who had charged triple-digit rates.

8 Mortgage Lenders serving New Hampshire

Best Egg

Mortgage

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of New Hampshire

Apply at Best Egg

Better Mortgage

Mortgage

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of New Hampshire

Apply at Better Mortgage

Bluevine

Mortgage

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of New Hampshire

Apply at Bluevine

Capital One Auto

Mortgage

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of New Hampshire

Apply at Capital One Auto

Earnest

Mortgage

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of New Hampshire

Apply at Earnest

LightStream

Mortgage

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of New Hampshire

Apply at LightStream

LightStream Auto

Mortgage

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of New Hampshire

Apply at LightStream Auto

OnDeck

Mortgage

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of New Hampshire

Apply at OnDeck

New Hampshire Lending Laws

New Hampshire enacted a 36% APR cap on payday and consumer loans in 2009 (HB 1612), which immediately drove out payday lenders who had charged triple-digit rates.

The primary regulator for consumer lending in New Hampshire is the New Hampshire Banking Department. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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