Best Student Loans in Maryland

Private student loans and refinancing options to fund undergraduate, graduate, and professional programs. In Maryland, personal loans are capped at 33% APR for licensed consumer lenders, overseen by the Maryland Commissioner of Financial Regulation.

Maryland Lending Overview

Personal Loan APR cap

33%

Median Home Price

$420,000

Median Household Income

$98,000

Avg Student Debt

$43,781

State Regulator

Maryland Commissioner of Financial Regulation

Notable law: Maryland prohibits payday lending by imposing a 33% APR ceiling on all consumer loans, enforced by the Commissioner of Financial Regulation under the Maryland Consumer Loan Law.

8 Student Loans Lenders serving Maryland

Best Egg

Student Loans

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Maryland

Apply at Best Egg

Better Mortgage

Student Loans

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Maryland

Apply at Better Mortgage

Bluevine

Student Loans

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Maryland

Apply at Bluevine

Capital One Auto

Student Loans

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Maryland

Apply at Capital One Auto

Earnest

Student Loans

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Maryland

Apply at Earnest

LightStream

Student Loans

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Maryland

Apply at LightStream

LightStream Auto

Student Loans

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Maryland

Apply at LightStream Auto

OnDeck

Student Loans

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Maryland

Apply at OnDeck

Maryland Lending Laws

Maryland prohibits payday lending by imposing a 33% APR ceiling on all consumer loans, enforced by the Commissioner of Financial Regulation under the Maryland Consumer Loan Law.

The primary regulator for consumer lending in Maryland is the Maryland Commissioner of Financial Regulation. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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