Best Personal Loans in Maine

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses. In Maine, personal loans are capped at 30% APR for licensed consumer lenders, overseen by the Maine Bureau of Consumer Credit Protection.

Maine Lending Overview

Personal Loan APR cap

30%

Median Home Price

$375,000

Median Household Income

$70,000

Avg Student Debt

$34,355

State Regulator

Maine Bureau of Consumer Credit Protection

Notable law: Maine's Consumer Credit Code imposes a 30% APR cap on all consumer loans, one of the lowest caps in the country, effectively eliminating payday and high-cost installment lending.

8 Personal Loans Lenders serving Maine

Best Egg

Personal Loans

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Maine

Apply at Best Egg

Better Mortgage

Personal Loans

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Maine

Apply at Better Mortgage

Bluevine

Personal Loans

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Maine

Apply at Bluevine

Capital One Auto

Personal Loans

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Maine

Apply at Capital One Auto

Earnest

Personal Loans

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Maine

Apply at Earnest

LightStream

Personal Loans

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Maine

Apply at LightStream

LightStream Auto

Personal Loans

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Maine

Apply at LightStream Auto

OnDeck

Personal Loans

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Maine

Apply at OnDeck

Maine Lending Laws

Maine's Consumer Credit Code imposes a 30% APR cap on all consumer loans, one of the lowest caps in the country, effectively eliminating payday and high-cost installment lending.

The primary regulator for consumer lending in Maine is the Maine Bureau of Consumer Credit Protection. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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