Best Mortgage in Kansas

Home purchase loans, refinancing, and home equity products from top mortgage lenders. In Kansas, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Kansas Office of the State Bank Commissioner.

Kansas Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$230,000

Median Household Income

$67,000

Avg Student Debt

$33,013

State Regulator

Kansas Office of the State Bank Commissioner

Notable law: Kansas allows payday loans up to $500 with fees capped at 15% of the loan, but imposes no general APR ceiling on personal installment loans from licensed lenders.

8 Mortgage Lenders serving Kansas

Best Egg

Mortgage

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Kansas

Apply at Best Egg

Better Mortgage

Mortgage

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Kansas

Apply at Better Mortgage

Bluevine

Mortgage

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Kansas

Apply at Bluevine

Capital One Auto

Mortgage

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Kansas

Apply at Capital One Auto

Earnest

Mortgage

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Kansas

Apply at Earnest

LightStream

Mortgage

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Kansas

Apply at LightStream

LightStream Auto

Mortgage

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Kansas

Apply at LightStream Auto

OnDeck

Mortgage

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Kansas

Apply at OnDeck

Kansas Lending Laws

Kansas allows payday loans up to $500 with fees capped at 15% of the loan, but imposes no general APR ceiling on personal installment loans from licensed lenders.

The primary regulator for consumer lending in Kansas is the Kansas Office of the State Bank Commissioner. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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