Best Auto Loans in Kansas

New and used auto purchase loans plus auto refinancing options from national and regional lenders. In Kansas, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Kansas Office of the State Bank Commissioner.

Kansas Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$230,000

Median Household Income

$67,000

Avg Student Debt

$33,013

State Regulator

Kansas Office of the State Bank Commissioner

Notable law: Kansas allows payday loans up to $500 with fees capped at 15% of the loan, but imposes no general APR ceiling on personal installment loans from licensed lenders.

8 Auto Loans Lenders serving Kansas

Best Egg

Auto Loans

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Kansas

Apply at Best Egg

Better Mortgage

Auto Loans

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Kansas

Apply at Better Mortgage

Bluevine

Auto Loans

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Kansas

Apply at Bluevine

Capital One Auto

Auto Loans

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Kansas

Apply at Capital One Auto

Earnest

Auto Loans

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Kansas

Apply at Earnest

LightStream

Auto Loans

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Kansas

Apply at LightStream

LightStream Auto

Auto Loans

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Kansas

Apply at LightStream Auto

OnDeck

Auto Loans

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Kansas

Apply at OnDeck

Kansas Lending Laws

Kansas allows payday loans up to $500 with fees capped at 15% of the loan, but imposes no general APR ceiling on personal installment loans from licensed lenders.

The primary regulator for consumer lending in Kansas is the Kansas Office of the State Bank Commissioner. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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