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Best Personal Loans in Indiana

Unsecured personal loans for debt consolidation, home improvement, major purchases, or emergency expenses. In Indiana, personal loans are capped at 36% APR for licensed consumer lenders, overseen by the Indiana Department of Financial Institutions.

Indiana Lending Overview

Personal Loan APR cap

36%

Median Home Price

$260,000

Median Household Income

$64,000

Avg Student Debt

$33,234

State Regulator

Indiana Department of Financial Institutions

Notable law: Indiana's Uniform Consumer Credit Code caps personal installment loans at 36% APR, but small-dollar payday loans remain permitted under a separate fee schedule.

No lenders currently available in Indiana. Check back soon.

Indiana Lending Laws

Indiana's Uniform Consumer Credit Code caps personal installment loans at 36% APR, but small-dollar payday loans remain permitted under a separate fee schedule.

The primary regulator for consumer lending in Indiana is the Indiana Department of Financial Institutions. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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