Best Mortgage in Idaho
Home purchase loans, refinancing, and home equity products from top mortgage lenders. In Idaho, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Idaho Department of Finance.
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Idaho Lending Laws
Idaho imposes no usury ceiling on consumer loans from licensed lenders, relying instead on market competition and federal TILA disclosure requirements to protect borrowers.
The primary regulator for consumer lending in Idaho is the Idaho Department of Finance. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).