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Best Business Loans in Hawaii

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses. In Hawaii, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Hawaii Division of Financial Institutions.

Hawaii Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$759,500

Median Household Income

$94,000

Avg Student Debt

$38,929

State Regulator

Hawaii Division of Financial Institutions

Notable law: Hawaii limits payday loan fees to 15% of the check amount and caps the loan at $600, but sets no APR ceiling for general consumer installment lending.

No lenders currently available in Hawaii. Check back soon.

Hawaii Lending Laws

Hawaii limits payday loan fees to 15% of the check amount and caps the loan at $600, but sets no APR ceiling for general consumer installment lending.

The primary regulator for consumer lending in Hawaii is the Hawaii Division of Financial Institutions. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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