Best Mortgage in Delaware

Home purchase loans, refinancing, and home equity products from top mortgage lenders. In Delaware, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Delaware Office of the State Bank Commissioner.

Delaware Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$355,000

Median Household Income

$76,000

Avg Student Debt

$38,856

State Regulator

Delaware Office of the State Bank Commissioner

Notable law: Delaware has no usury limit on most consumer loans, making it a preferred chartering state for national credit card issuers and lenders who originate loans under Delaware law.

8 Mortgage Lenders serving Delaware

Best Egg

Mortgage

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Delaware

Apply at Best Egg

Better Mortgage

Mortgage

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Delaware

Apply at Better Mortgage

Bluevine

Mortgage

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Delaware

Apply at Bluevine

Capital One Auto

Mortgage

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Delaware

Apply at Capital One Auto

Earnest

Mortgage

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Delaware

Apply at Earnest

LightStream

Mortgage

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Delaware

Apply at LightStream

LightStream Auto

Mortgage

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Delaware

Apply at LightStream Auto

OnDeck

Mortgage

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Delaware

Apply at OnDeck

Delaware Lending Laws

Delaware has no usury limit on most consumer loans, making it a preferred chartering state for national credit card issuers and lenders who originate loans under Delaware law.

The primary regulator for consumer lending in Delaware is the Delaware Office of the State Bank Commissioner. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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