Best Business Loans in Alaska

Term loans, SBA-backed loans, lines of credit, and equipment financing for small and medium businesses. In Alaska, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Alaska Division of Banking and Securities.

Alaska Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$342,000

Median Household Income

$82,000

Avg Student Debt

$35,874

State Regulator

Alaska Division of Banking and Securities

Notable law: Alaska has no state usury cap on personal loans from licensed lenders, though the Alaska Banking Code requires disclosure of all loan costs in writing before disbursement.

8 Business Loans Lenders serving Alaska

Best Egg

Business Loans

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Alaska

Apply at Best Egg

Better Mortgage

Business Loans

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Alaska

Apply at Better Mortgage

Bluevine

Business Loans

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Alaska

Apply at Bluevine

Capital One Auto

Business Loans

4.1

APR Range: 5.09% – 19.99%
Loan Amount: $4,000 – $250,000
Min Credit Score: 600

Available to residents of Alaska

Apply at Capital One Auto

Earnest

Business Loans

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Alaska

Apply at Earnest

LightStream

Business Loans

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Alaska

Apply at LightStream

LightStream Auto

Business Loans

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Alaska

Apply at LightStream Auto

OnDeck

Business Loans

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Alaska

Apply at OnDeck

Alaska Lending Laws

Alaska has no state usury cap on personal loans from licensed lenders, though the Alaska Banking Code requires disclosure of all loan costs in writing before disbursement.

The primary regulator for consumer lending in Alaska is the Alaska Division of Banking and Securities. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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