Best Auto Loans in Alaska

New and used auto purchase loans plus auto refinancing options from national and regional lenders. In Alaska, personal loans are not subject to a state APR cap for licensed consumer lenders, overseen by the Alaska Division of Banking and Securities.

Alaska Lending Overview

Personal Loan APR cap

No cap

Median Home Price

$342,000

Median Household Income

$82,000

Avg Student Debt

$35,874

State Regulator

Alaska Division of Banking and Securities

Notable law: Alaska has no state usury cap on personal loans from licensed lenders, though the Alaska Banking Code requires disclosure of all loan costs in writing before disbursement.

8 Auto Loans Lenders serving Alaska

Best Egg

Auto Loans

4.1

APR Range: 7.99% – 29.99%
Loan Amount: $2,000 – $50,000
Min Credit Score: 660

Available to residents of Alaska

Apply at Best Egg

Better Mortgage

Auto Loans

4.0

APR Range: 6.30% – 7.50%
Loan Amount: $50,000 – $2,000,000
Min Credit Score: 620

Available to residents of Alaska

Apply at Better Mortgage

Bluevine

Auto Loans

3.9

APR Range: 4.80% – 95.00%
Loan Amount: $1,000 – $500,000
Min Credit Score: 620

Available to residents of Alaska

Apply at Bluevine

Earnest

Auto Loans

4.2

APR Range: 3.95% – 9.99%
Loan Amount: $5,000 – $500,000
Min Credit Score: 670

Available to residents of Alaska

Apply at Earnest

LightStream

Auto Loans

4.3

APR Range: 6.49% – 24.89%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Alaska

Apply at LightStream

LightStream Auto

Auto Loans

4.2

APR Range: 6.49% – 20.49%
Loan Amount: $5,000 – $100,000
Min Credit Score: 700

Available to residents of Alaska

Apply at LightStream Auto

OnDeck

Auto Loans

3.5

APR Range: 10.99% – 99.00%
Loan Amount: $5,000 – $400,000
Min Credit Score: 625

Available to residents of Alaska

Apply at OnDeck

Rocket Mortgage

Auto Loans

4.2

APR Range: 6.30% – 7.80%
Loan Amount: $50,000 – $5,000,000
Min Credit Score: 620

Available to residents of Alaska

Apply at Rocket Mortgage

Alaska Lending Laws

Alaska has no state usury cap on personal loans from licensed lenders, though the Alaska Banking Code requires disclosure of all loan costs in writing before disbursement.

The primary regulator for consumer lending in Alaska is the Alaska Division of Banking and Securities. Borrowers with complaints about a lender can file reports directly with that agency or with the federal Consumer Financial Protection Bureau (CFPB).

Frequently Asked Questions

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