Upgrade Review

Upgrade

3.8

APR range	9.99% – 35.99%
Loan amount	$1,000 – $50,000
Term	2 yrs – 7 yrs
Min credit score	620
Fees	3 fee types
Rating	3.8 / 5

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Origination fee deducted from loan amount. Autopay discount available. Rates and terms vary; check website for current offers and qualification details.

Pros

Access to checking account and debit card
Low income requirements
Flexible loan amounts
Fast approval (24 hours)

Cons

High origination fees (up to 10%)
Higher APR range overall
Limited loan amount max ($50k)
Credit requirements less transparent

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