Loan Payment Calculator
Enter your loan details to see your estimated monthly payment, total interest paid, and a full amortization schedule — instantly, no sign-up required.
How it works
This calculator uses the standard amortizing loan formula. Enter your principal (the amount you borrow), the APR your lender quotes, and the term in months. The calculator immediately shows your fixed monthly payment, the total interest you will pay over the life of the loan, the total amount repaid, and your projected payoff date. Expand the amortization table to see the exact principal and interest split for every payment.
All calculations run in your browser — no data is sent to any server. The URL updates as you type so you can share or bookmark any specific scenario.